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  • Writer's pictureLaurie Frappier

Affordable Housing Benefits Individuals and Families

Housing Stability: Access to quality, affordable housing helps create a stable environment for children by reducing frequent family moves

Increased Spending Power: When low- to middle- income families know that they can afford their rent each month, it frees up their ability to spend more on other essential items. Households that pay less for housing costs can afford to spend more on other items including groceries, clothing, and health care.

Greater economic security: In addition to having more resources for basic needs,

families are more likely to have the ability to save for emergencies or save for major purchases like a car of education.

Greater employment stability

When a person does not have to move often due to the inability to pay their rent or utilities, they are more likely to obtain and keep their employment. Moreover, the location of many affordable housing communities allows the working population to live closer to jobs within the area rather than having to commute long distances from where they work and live.

Improved physical and mental health outcomes for all family members

High quality, inclusive, and stable housing is associated with better health and lower healthcare costs. When adults need to make budget trade-offs between health care costs and other household needs due to housing costs, it leads to reduced access to regular care, postponing needed health care and postponing needed medications. When stably housed, adults are less likely to experience physical ailments or mental health issues like stress and depression and children are less likely to experience developmental delays, delayed immunizations, emotional, and behavioral difficulties, high stress, and asthma.

Improved academic performance and graduation rates

Frequent moves, substandard housing, and poverty issues can cause a lot of distractions for a child’s studies. Access to quality, affordable housing helps create a stable environment for children by reducing frequent family moves and avoiding the negative impact of moving on educational achievement. Reliable and stable housing minimizes the number of times that children’s school attendance is disrupted resulting in improved grades and higher graduation rates. Children living in stable, affordable homes are more likely to thrive in school and have greater opportunities to learn inside and outside the classroom.

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